Cards with foreign transaction fees tend to charge 3 percent per transaction some charge more made while you travel abroad. That can seriously add up over a trip.

Meet your new bank account with no foreign transaction fees.

Travel experts generally agree that using a credit card while overseas is the cheapest way to fund your trip since you won't have to deal with the fees charged at currency exchange counters. It's also considered to be one of the most secure ways to pay for your travels since you won't be toting around wads of cash. However, any benefits you enjoy while using a credit card internationally are lost if you have to pay a foreign transaction fee. That's why it's so important to do your research and ensure you have a card that will allow you to skip that fee when you travel outside of the U.

Many credit cards these days have done away with foreign transaction fees, including more than a dozen Chase cards, geared toward both consumers and for small business owners. Some are affiliated with airlines and hotels, which will offer the frequent traveler even more comfort and while abroad. And that's without even taking into consideration the rewards you'll earn that can also go toward offsetting that fee.

Cardholders earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1X point per dollar spent on all other purchases.

And there are no caps on the amount of rewards you can earn. This card is for the person who frequently travels, wants luxury perks and features and doesn't mind paying extra for that pampering. Cardholders also enjoy free airport lounge access at more than 1, lounges worldwide.

Plus, you get to rack up the points quickly. But it doesn't stop there. You get one free night award every year after your account anniversary at participating properties, valued up to 35, points.

Then, new in , 15 Elite Night Credits each calendar year. Get the card that helps you earn more with U. You get one point for all other purchases.

You can also add employee cards at no additional cost and the card offers trip-related perks like trip cancellation and interruption insurance, trip delay insurance and auto rental collision damage waivers. One last thing, this card offers cell phone protection for the primary number on the account, as well as all other phones on that account as long as you pay your cellular bill on the card. Given the breadth of options when it comes to no-foreign-transaction-fee cards with Chase, you can likely find one above that meets your needs.

Good news: Increasingly, consumers—especially wealthy cardholders and frequent fliers—have many no-fee cards to choose from. Some issuers, like Capital One and Discover, have eliminated the foreign transaction fee from all their credit cards.

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What is a Foreign Transaction Fee? Fees Compared Most credit card issuers will give you different options, having at least one or two cards for you to choose from that have no fees for foreign transactions. Fees For Foreign Transactions Compared.

American Express. Only applies to some accounts.

Bank of America. Capital One. All Cards.